Can XRP Overtake Ethereum in Market Value by 2030? - 24/7 Wall St.
XRP would need to reach approximately $3.70 to overtake Ethereum's current market value, a price point above its all-time high of $3.65 set in July 2025.
As of November 13, 2026, XRP trades at about $1.02, having fallen 23.5% in the past month from a high of $1.37 on October 21. During the same period, Ethereum has also slid, dropping 20.5% to $1,922 after a 24-hour low of $1,905, its lowest level since August 18. Investors have withdrawn significant amounts from U.S. spot Ethereum funds, totaling $145 million on November 11 and an additional $70.5 million the following day.
Market Value Gap
Ethereum ranks second among cryptocurrencies with a market value of $235 billion, while XRP holds the sixth spot at $64.6 billion, making Ethereum about 3.6 times more valuable. With 63.5 billion XRP coins in circulation, XRP would need to climb to around $3.70 to equal Ethereum's market value at current prices.
Even if XRP hit its previous peak price of $3.65, it would still fall short of Ethereum, with a market value of approximately $231.8 billion. XRP's growing supply makes the climb harder, as its maximum supply is capped at 100 billion coins, and Ripple gradually releases tokens from escrow. XRP's fully diluted valuation stands at $101.7 billion.
Investment Trends
As of November 12, U.S. spot XRP exchange-traded funds (ETFs) have accumulated $1.79 billion in net inflows since their launch, with $1.16 billion in assets. However, recent flows have cooled, with outflows of $10.4 million on November 9 and $7.6 million on November 10. In contrast, Ethereum funds have far more traction, with $11.5 billion in net inflows and $11.2 billion in assets.
Given this disparity, XRP would probably need years of consistently stronger inflows to narrow the gap.
Stablecoin Partnership
On October 14, DriveWealth announced a partnership with Ripple to settle funds with RLUSD, Ripple's dollar-pegged stablecoin, on the XRP Ledger. The initiative will initially roll out in Europe, with plans for expansion into the U.S. However, DriveWealth has not disclosed the expected settlement volume, and XRP Ledger transaction fees cost a fraction of a cent, so stablecoin activity adds little direct buying pressure on XRP.
Path to Overtake
For XRP to potentially surpass Ethereum by 2030, it would first need to climb back to its 200-day moving average of $1.26, recover its one-year peak of $2.35 from January 5, 2026, and finally exceed its all-time high of $3.65. Even with these milestones, Ethereum would also need to stay relatively flat in price for the $3.70 target to hold.
A clear sign of progress would be a weekly close above the 200-day average with renewed fund inflows. If DriveWealth's U.S. launch comes with disclosed RLUSD volumes and XRP rises above $2.35, flipping Ethereum may become a serious discussion. However, if XRP stays below $1.26 and fund flows remain flat or negative through 2027, the gap may widen as new supply leaves escrow.