Venly Stablecoin API Signals Shift in Web3 Payments - OneSafe

The API supports domestic bank rails like ACH and SEPA for inbound payments, and allows disbursement in various stablecoins across multiple blockchain networks including Base, Polygon, Avalanche, and Ethereum. This infrastructure addresses a critical pain point in global payments: the multi-day settlement delays and correspondent-bank deductions that still dominate cross-border transactions.

Venly's technology acts as a bridge between legacy banking systems and blockchain networks, enabling businesses to collect fiat payments and convert them to stablecoins programmatically without manual treasury intervention. This transformation reduces the working capital float that platforms must maintain to cover settlement gaps.

Stablecoins Go Mainstream

Venly's launch builds on a growing trend of stablecoin adoption in business payments. In May 2026, Visa extended its stablecoin settlement network to include the Monad blockchain, following its existing USDC settlement on Solana. Similarly, Stripe introduced native stablecoin payments for U.S. businesses in October 2024. These developments signal stablecoins moving from a crypto-native niche to mainstream treasury tools.

The challenge has always been connecting fiat entry points to crypto exit points without requiring businesses to become blockchain infrastructure operators. Venly's API and similar platforms are narrowing this gap by making stablecoin infrastructure invisible to end users.

Business Benefits and Implementation

For platforms and marketplaces, the API reduces working capital friction by eliminating the need to pre-fund settlement floats. A SaaS marketplace with global customers and contractors can now collect payments and disburse funds in the same business day, freeing up capital for other business purposes.

Finance teams must consider several factors when integrating stablecoin settlements: mapping payment flows, selecting appropriate stablecoins, choosing optimal blockchain networks, ensuring custody and security, maintaining compliance, and integrating with accounting systems. USDC serves as the default stablecoin, with EURC and USDS offering advantages for specific use cases.

Competitive Landscape

Venly faces competition from established players like Visa, which is extending its infrastructure to include high-throughput blockchains, and Stripe, which is expanding its stablecoin offerings. Circle is also developing its own bridge APIs. The value is shifting from stablecoins themselves to the orchestration layer connecting fiat, compliance, and on-chain settlement.

Businesses that delay evaluating this infrastructure may find themselves competing with peers who can settle payments faster with lower friction. Regulatory clarity remains a consideration, with U.S. stablecoin legislation facing delays while Europe's MiCA regime provides a more established framework.