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Ten Lives by Mona Chalabi review – what if we were totally honest about our wealth?

Ten Lives by Mona Chalabi review – what if we were totally honest about our wealth?

The Guardian
11 lis 2026, 07:11Business
Oryginał
2 min read

Former Guardian data journalist Mona Chalabi has released 'Ten Lives,' a book that challenges societal silence around personal finances through the stories of 10 Americans and her own financial disclosure.

In her debut book, Chalabi combines journalism, data visualization and memoir to challenge our collective silence about personal wealth. 'Our collective ignorance is sustaining an unfair system,' she argues, suggesting that open discussion about finances is crucial to addressing economic problems causing insecurity and anxiety.

Income Spectrum Stories

The book presents 10 individuals representing each decile of the US income ladder. Jacob, a New York investment banker earning over $500,000 annually, uses an elastic band as a wallet to prevent overspending. Levi, from the third income decile, struggles with shame about his financial status after overcoming a gambling addiction in his teens.

Kristina, a fifth decile graduate student, chose surrogacy to balance childcare costs with completing her degree after divorce. Chalabi selected these subjects to represent diverse economic experiences, showing how wealth or its absence shapes every aspect of life.

Author's Financial Transparency

Chalabi leads by example, revealing her $850,000 book advance and providing a spreadsheet of her freelance earnings over five years. She also discloses purchasing a five-bedroom London home for over £1.5m, acknowledging her discomfort as a social justice advocate who has become wealthy.

If we rise too far, there's a risk we will become the very thing we have criticised.

Mona Chalabi, author

Direct Communication Approach

Chalabi's writing style is characterized by its frankness and rejection of what she calls 'word smush' that obscures reality. She criticizes George Orwell's 'Down and Out in Paris and London' as an example of 'class cosplay' by 'a rich boy who changed his clothing and, presumably, his accent, to pass as a 'tramp'.

The book serves as both an engaging narrative and a serious provocation, encouraging readers to consider how financial transparency might contribute to a more equitable society. Chalabi's work represents a bold attempt to normalize conversations about wealth that are typically avoided in public discourse.

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