WhiteBIT Expands Fiat Access with USD SWIFT On/Off-Ramp

The new service allows businesses to move capital in both directions between crypto and fiat using USD through SWIFT, the global standard for cross-border banking. By bridging digital assets with traditional financial rails, the solution is designed to support institutional-grade treasury operations and global liquidity management.

"Reliable access to USD liquidity is a cornerstone of institutional crypto adoption," said Volodymyr Nosov, Founder and President of W Group, which WhiteBIT is a part of. "By offering SWIFT-based USD transfers, we're providing businesses with a globally recognised settlement rail to manage liquidity more efficiently and scale across markets."

Global Settlement Importance

The US dollar accounted for roughly half of all SWIFT payments by value in mid-2026, and its share rises to around three quarters of international payments once transfers within the Eurozone are excluded. For any business settling across borders, USD rails remain critical infrastructure.

For companies managing crypto inflows, the challenge is not just receiving funds but converting and settling them into fiat without friction – and being able to send USD back out just as easily. The newly introduced USD rail is built for businesses that require predictable, scalable and globally compatible settlement flows.

Transparent Pricing Structure

USD SWIFT deposits and withdrawals carry a flat fee of 54 USD per transaction, published up front rather than quoted on request. Converting between fiat and crypto is charged at a base rate of 0.1%, with individual terms available for high-volume clients.

There are no preset caps on deposit or withdrawal amounts. Transfer capacity is determined individually through Source of Funds verification, so limits scale with the client rather than against them.

BCB Group Partnership

The solution is powered by BCB Group, a regulated provider of crypto-native banking infrastructure, ensuring that USD settlement is handled within a secure and compliant environment. The launch expands access to global USD liquidity, strengthens compatibility with traditional banking systems, and enhances how businesses manage capital across crypto and fiat environments.

WhiteBIT is a leading global crypto exchange by user traffic, offering over 1020 trading pairs, 360+ assets, and supporting 8 fiat currencies. With a strong focus on regulatory compliance, WhiteBIT serves 10 million users across six continents and more than 150 countries.